SASSA loans: what grant recipients should know

SASSA itself does not give loans. Some registered lenders consider an old age or disability grant as income for a small loan, but child support grants are rarely accepted. Importantly, no lender may keep your SASSA card or PIN, or deduct repayments directly from your grant — report anyone who asks to SASSA and the NCR.

What lenders check

• Type of grant (older persons and disability grants are most often considered)
• Grant history on your bank statements
• Your other income and debts

Documents you'll need

• ID document
• SASSA grant confirmation letter
• 3 months' bank statements showing grant payments
• Proof of address

Watch out for

• Never hand over your SASSA card or PIN.
• Borrowing against a grant can leave you short for basic needs — borrow only what you can repay.
• Loan sharks (unregistered 'mashonisa') charge illegal interest.

Does SASSA give loans?

No. SASSA pays grants only. Anyone claiming to offer 'SASSA loans' on SASSA's behalf is not legitimate.

Can I get a loan with a child support grant?

Very few registered lenders accept it, because the grant is meant for the child.

Where do I report someone holding my card?

Call the SASSA toll-free line (0800 60 10 11) or the NCR on 0860 627 627.

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