Loan Comparison Tool

Two offers with the same monthly payment can have very different total costs. Enter the details from each quote to compare instalment, total interest, fees and total repayable side by side.

How this calculator works

• Each offer is calculated with the same method as our personal loan calculator.
• The cheapest total repayable is highlighted.

Worked example

A 36-month offer at 21% can cost thousands less than a 60-month offer at 19%, even though the second has a lower instalment.

FAQs

Where do I find the figures?

On the pre-agreement statement and quotation every registered lender must give you before you sign. It lists the rate, fees and credit life premium.