Borrowing on a SASSA grant: be careful

Last updated 2026-10-01

QuickEasyLoans is not SASSA and is not linked to government. We never ask for your SASSA PIN or OTP. Always use the official SASSA website or call centre (0800 60 10 11) for your own application.

• Some registered lenders accept older persons' or disability grants as income; SRD is usually not accepted.
• Loans are small and expensive relative to grant income.
• Illegal lenders who keep your SASSA card or PIN are breaking the law.

What a lender will look at

• Which grant you receive and how long you've received it
• Your bank statements showing regular grant deposits
• Your other monthly debts and essential expenses

Red flags

It is illegal for anyone to keep your SASSA card, ID or PIN as security for a loan. Report this to the NCR and SASSA.

Safer options first

Ask about a stokvel or savings group, community advice offices, or speaking to the creditor directly to rearrange payments.

Can I get a loan with the R350 grant?

Registered lenders rarely count the SRD grant as income because it is temporary.

Is it legal for a lender to hold my SASSA card?

No. Report it to the National Credit Regulator.

• SASSA loans: the honest answer
• Loans for pensioners