Popular loan searches, answered

• Can you get a loan if you're blacklisted?: Honest answer on loans for blacklisted South Africans: what 'blacklisted' really means, what lenders check, what it costs and safer options.
• Can you get a loan while under debt review?: While under debt review you generally cannot take new credit. Learn why, what the exceptions are, and how to exit debt review so you can borrow again.
• Same day loans: how fast can you really get paid?: What same day loans in South Africa really involve: approval times, when the money reaches your account, costs, and how to avoid delays.
• Instant loans: what 'instant' really means: Instant loans explained: how instant decisions work, legal fee limits, true cost of borrowing and how to spot fake instant loan offers.
• Getting a loan without a payslip: No payslip? Here is what South African lenders accept instead: bank statements, tax returns, contracts and grant letters, plus realistic amounts.
• Loans for the self-employed: what you need: Exactly what self-employed people need to apply for a personal loan in South Africa, how lenders work out your income, and tips to improve approval.
• SASSA loans: what grant recipients should know: The facts about SASSA loans: whether lenders accept grant income, why no one may take your SASSA card, and safer options for grant recipients.
• Can you get a loan if you're unemployed?: Can you get a loan if you're unemployed in South Africa? What lenders require, legitimate alternatives, and scams that target job seekers.
• Your first loan with no credit history: No credit record yet? How first-time borrowers in South Africa can get approved, what amounts to expect, and how to build a credit score.
• R500 loan: what it costs and how to get one: Need R500? See what a R500 loan costs under NCR fee caps, how quickly it pays out, and cheaper alternatives for small amounts.
• R1,000 loan: total cost and repayment: What a R1,000 loan costs in South Africa over 1 to 3 months, including interest caps, initiation and service fees.
• R3,000 loan: repayments and total cost: See the monthly repayment and total cost of a R3,000 loan in South Africa, and whether a short-term or personal loan suits better.
• Medical loans: paying for treatment: How medical loans work in South Africa, what they cost, alternatives like hospital payment plans and medical aid gap cover, and how to apply.
• School fees loans: options and costs: Paying school fees with a loan? Compare personal loans with school payment plans and fee exemptions, and work out what it will cost.
• Funeral loans: covering the costs: Need money for a funeral? How funeral loans work, typical funeral costs, questions to ask funeral parlours, and repayment examples.
• Car repair loans: How to pay for car repairs with a loan in South Africa, what it costs, and tips to lower the repair bill before you borrow.
• Loan apps: staying safe: Using a loan app? Check it's NCR-registered, understand app permissions and costs, and learn the red flags of illegal loan apps.
• How to apply for a loan online, step by step: A step-by-step guide to applying for a loan online in South Africa: documents, checks, reading your quote and staying safe.